When you hear Insolvency what springs into your mind? Do you fear the word Insolvency as people often associate insolvency with Bankruptcy, which is not the case. Insolvency is a means in which you can write off some of your unsecured debt and try to restructure any remaining secured debt. If you engage with R Hendy & Co you will have a Personal Insolvency Practitioner draw up a formal agreement with your creditors that will hopefully bring you from Insolvency to Solvency within 6 months – 6 years. Contact the Insolvency Department today on 0402 29376 and take the first step to becoming solvent again.